Dear Members,
During a time when big banks are outsourcing jobs overseas to cut costs and are being sued/fined for millions of dollars, we are proud to continue to be a local credit union providing our members with new technologies as well as free convenient services, ScoreCard Bonus Rewards program, and many other financial services.
For over 75 years, Team One Credit Union has been, and continues to be, a safe and secure financial institution with money to lend.
Rest assured that when you partner with Team One Credit Union, your hard earned money remains local. You will always be served by our staff members that live and work in your community, and not by outsourced workers overseas.
Sincerely,
Team One Credit Union
Team One offers Personal Banking Solutions You Can Trust. We are people, helping people, the credit union way.
Membership Eligibility
Services are open to anyone living or working in Saginaw, Bay, Tuscola, Huron, Sanilac, Genesee, Shiawassee, and Lapeer Counties.
Please call (989) 754-6575 or visit any of our offices to speak with a Member Service Representative to open a Team One Credit Union Membership.
Back to topOur History
Celebrating Over 75 Years of Banking...Only Better!

Saginaw Main Office - 1970's
Team One Credit Union was originally organized by a group of 15 teachers as Saginaw Teachers Club Credit Union in 1935. Formed to fill a need as a place where teachers could receive financial assistance at reasonable rates, the purpose of this credit union was, and is, to encourage thrift (savings) among our members.
The office on Hayden Street in Saginaw, across from the Board of Education, was opened in 1967. That structure was torn down in 1983, and the current facility was built to accommodate the increase in membership.
Over the years, Team One has grown to 7 locations in Saginaw, Bay City, Caro, Bad Axe, and Sandusky. Anyone living, working, or worshipping in those areas is eligible for Team One services.
After 30 years of service at Team One Credit Union, Konnie Werner, now former President/CEO, retired in February 2011. Gerald Hutto has succeeded Konnie as the President/CEO of Team One Credit Union. Hutto, who began his credit union career in 1984, has been Team One's Executive Vice President since 1994.
Back to topCommunity Involvement
The Community Impact Team was created in an effort to make a positive impact in the community. It is a service and volunteer division of Team One Credit Union and is comprised of employees and their friends & family.
At the beginning of each year the Team One Community Impact Team sets a goal for volunteer service hours in the communities we serve. Some of the organizations we’ve helped include Big Brothers Big Sisters, National MS Society, Angel Food Ministries, Habitat for Humanity, Human Development Commission, Baby Pantry, Child & Family Services and so many more! Watch for the Team One Community Impact Team in your community.
Like Us on Facebook Follow Us on Twitter View Press Releases
Back to topBoard of Directors
![]() |
![]() |
![]() |
![]() |
| Patrick O'Toole Chairman |
Jim Flannery Vice Chairman |
Rebecca Sanchez Secretary |
Jan Tolley Treasurer |
![]() |
![]() |
![]() |
![]() |
![]() |
| Lynne Staples Director |
Earnest Burnell Director |
Tim Fritz Director |
Dick Powell Director |
Peter Tyson Director |
We're Looking for Future Credit Union Leaders
If you are interested in volunteering your time and talents to help keep Team One a strong and successful credit union, we'd love to hear from you.
The credit union is currently looking for members to volunteer as Associate Board members to help ensure our continued growth and future success.
If you are interested in this great opportunity, please contact the Marketing Department or
(989) 754-6575.









