We're a Credit Union

Serving the Mid-Michigan and the Thumb Area

Services are open to anyone living or working in Saginaw, Bay, Tuscola, Huron, Sanilac, Genesee, Shiawassee, and Lapeer Counties.

Give us a call, (989) 754-6575, visit one of our branch office locations, or complete an online Membership Application today!

Learn more about Team One

Convenient Locations

Team One has seven locations in Saginaw, Bay City, Caro, Bad Axe, and Sandusky. See our Hours & Locations

Personalized Debit Card

Team One Checking has no minimum balance, no per check fees, no limit on number of checks written, enhanced paper check security, and much more. Learn more about Team One Checking Account

Our Team One Checking also includes FREE personalized Visa Debit Card. Customize your card with your favorite image! Check out Picture My Card

You can even earn bonus ScoreCard Rewards with your Check Card, which can be redeemed for travel rewards, hotel discounts and great gifts!

And Team One does not charge you a fee to use your check card. Learn more about Team One Visa Debit Card

FREE Online & Mobile Banking

Team One Online Banking is FREE. It gives you convenient and secure access to your accounts from Internet accessible PCs. Learn more about Team One Online Banking

We also ofer FREE Mobile Banking! Manage your Team One accounts anytime, anywhere on your mobile phone or device by using either Mobile Web or Text Banking. Learn more about Team One Mobile Banking

Broad Range of Financial Products & Services

Team One offers big bank products with personalized service. We have a variety of personal Loans and Home Loans, Commercial Services, Investment Services, Insurance, and much more. Give us a call, (989) 754-6575, for more information.

More FREE Stuff

Besides the numerous FREE financial products & services, join us on our Facebook page and follow us on Twitter for your chance win all kinds of cool prizes and special announcements!

Surcharge-Free ATMs

We have surcharge-free ATMs near or at all our branch office locations. Team One is part of the CO-OP, the largest credit union-only ATM Network in the country, so you can conveniently find over 28,000 surcharge-free ATMs nationwide.

You can locate a CO-OP Network ATM through the Online Locator, iPhone App, Text Messaging or GPS.

Better Rates and Lower Fees

The Credit Union National Association estimates that members annually save more than $6 billion in better rates and lower fees by choosing a credit union rather than a bank. See our list of Rates & Fees

Safe & Secure

For over 75 years, Team One is committed to being a safe & secure financial institution for our Members.

Plus, your savings federally insured by the National Credit Union Administration to at least $250,000 and backed by the full faith and credit of the United States Government.

Services are open to anyone living or working in Saginaw, Bay, Tuscola, Huron, Sanilac, Genesee, Shiawassee, and Lapeer Counties.

Please call (989) 754-6575 or visit any of our offices to speak with a Member Service Representative to open a Team One Credit Union Membership.

Learn more about Team One