As a Team One Credit Union Member, you may qualify for special money-saving discounts on your auto, home, life, dental and pet insurance from Nationwide, TruStage, Delta Dental and Liberty Mutual.
Keep your smile healthy with dental benefits from Delta Dental
Great News! As a member of Team One Credit Union, you now have access to Michigan’s largest dental benefits family, Delta Dental! Benefits include Diagnostic and Preventive, Basic and Major services and even adult orthodontic coverage is included. That’s right, this plan provides orthodontic coverage with no age limit! Now that’s something to smile about!
With Delta Dental, it’s easy to find a dentist or keep your current dentist! Four out of five dentists nationwide participate in the Delta Dental network.
- Plus there’s no troublesome paperwork, network dentists fill out and file your claims for you.
- You pay only your copayments and/or deductibles when you receive care from network dentists – there are no hidden fees.
- You can still visit nonparticipating dentists, but you may be billed the full amount at the time of service and then have to wait to be reimbursed.
To obtain more information about this great new benefit exclusively for Team One Members including information on individual and family rates and to sign up, click on the link below!
Pets are unpredictable. While it’s hard to anticipate accidents and illnesses, Nationwide® helps makes it a little easier to be prepared for them. From preventive care visits to significant medical incidents, Nationwide provides protection for pets when they need it most.
Nationwide policies cover a multitude of medical problems and conditions related to accidents and illnesses, including cancer. Coverage is available for dogs, cats, birds and exotic pets, plus optional wellness care coverage reimburses for vaccinations, flea/tick preventive and more. Policyholders are free to use any veterinarian worldwide —even specialists and emergency care providers.
Best of all, you are eligible for a group discount which makes this peace-of-mind protection even more affordable.
Nationwide is the nation’s oldest and largest pet health insurance provider, and is the #1 choice in America for pet insurance.
You are able to enroll at any time. To enroll or for more information, call 877-738-7874 and mention you're a member of Team One Credit Union to receive preferred pricing or visit Petinsurance.com to learn more.
Protect What's Important While Saving Money
You trust your credit union to offer products and services to help you do more with what you have. That's why we've joined with a dedicated team of insurance professionals to bring you the TruStage Auto and Home Insurance Program.
Working with carefully selected insurance partners, these programs can provide discounted rates for credit union members, online services, and 24/7 claims service.
If you haven't compared auto or home insurance rates lately, it's a great time to take a look. Your credit union membership could result in some nice savings.
If you have questions about TruStage Insurance, call (855)258-0782 or visit us today.
TruStage™ Auto and Home Insurance program is offered by TruStage Insurance Agency, LLC and issued by leading insurance companies. Discounts are not available in all states and discounts vary by state. The insurance offered is not a deposit and is not federally insured. This coverage is not sold or guaranteed by your credit union.
Team One Credit Union is pleased to make available the MEMBERS® Auto and Home Insurance Program through CUNA Mutual and Liberty Mutual. As a valued credit union member, you may be eligible for a discount on these services.
About Liberty Mutual
Founded in 1912, Liberty Mutual has been providing useful and competitively priced insurance services to help people live safer, more secure lives. Liberty Mutual offers a full line of insurance products for your family and business, including auto, home and renter's insurance. Through nearly 100 years of steady growth, Liberty Mutual is well equipped to offer affordable services to credit union members nationwide.
Coverage provided and underwritten by leading insurance companies, including Liberty Mutual Insurance Company and its affiliates, 175 Berkeley Street, Boston, MA. To the extent permitted by law, applicants are individually underwritten; not all applicants may qualify. Discounts are not available in all states and discounts vary by state. A consumer report from a consumer reporting agency and/or motor vehicle report will be obtained on all drivers listed on your policy where state regulations allow. The insurance offered is not a deposit and is not federally insured or guaranteed by your credit union.
Since 1973 The Family Security Plan® has been connecting credit union families with high quality supplemental insurance benefits that fit your lifestyle and budget. With Team One CU and The Family Security Plan® on your side, take the first steps toward securing your family’s future.
Whole Life Insurance
Secure your family’s future with permanent protection that never expires. Should you need cash for any purpose, you may borrow against the cash value in your life insurance policy.
Term Life Insurance
If your family is faced with the loss of you and your income, ease the financial burden with protection at an affordable price for a specific length of time
Disability Income Insurance
In the event that you are unable to work due to a disabling injury or illness this is a convenient, affordable way to ensure you have income.
Critical Illness Insurance
Focus on getting better with a lump sum benefit paid directly to you upon the first diagnosis of a covered critical illness.*
Accident Insurance
Handle the medical and out of pocket costs that add up after a covered accidental injury with this benefit.
No Cost Accident Benefit
Nothing is more important to us then our member’s financial future. We are happy to offer you, at NO COST, the Private Passenger Accident Plan. Through this plan you will receive up to $240 per day you are hospitalized due to an accident in a private passenger automobile.** To activate your NO COST plan click here!
For a personal consultation or to begin building a customized Family Security Plan® program, visit your dedicated Family Security Plan Representative in the lobby, call 855-789-4976 or click here.
*Covered critical illnesses are defined in the policy.
** The first day of a hospital stay must occur within 90 days of the accident causing injury. The maximum hospital stay period that the benefit is paid per accident is 30 days, with said period including any re-admittance period occurring from the same accident within 180 days after discharge. Coverage available to eligible individuals annually for placement/renewal from the ages of 18-80; upon attaining age 70, the benefit shall be reduced by 50% and upon attaining 80, coverage is terminated/not available. Certain types of accidents and coverage are excluded.
Do you have enough Life Insurance? Most Americans don't!
Life insurance can do all of these wonderful things for you, your family, and more but there's just one small catch. You need to own life insurance and a majority of families either have no life insurance or not enough, leaving them one accident or terminal illness away from a financial catastrophe for their loved ones.
And, while no one likes to think about needing long-term care or dying, it's a subject you must address, or your loved ones risk suffering financially if you're no longer there to provide for them. Where would the money come from for long-term care, your funeral, the monthly bills, the mortgage and education costs? These are the questions the life insurance industry wants all Americans to ask themselves.
If you or any of the members you work with find you have a need for coverage or want to ensure your current coverage is sufficient for your needs today, I strongly urge you to contact me to discuss your options; together we can create an affordable insurance program designed to best suit your needs. Your family's financial future is too important to leave to chance.
Term life insurance can be a practical, affordable way to get the amount of coverage you need at a cost that's RIGHT FOR YOU. For a no obligation Term Life Insurance quote, call Robert Puz at 989-272-0024..