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Team One Rates

Today's Rates
Auto APR
New 2.99%*
Used 2.99%*

10 yr. fixed 3.625%*
15 yr. fixed 3.625%*
30 yr. fixed 4.125%*

12 - 23 Mo 1.06%*
24 - 35 Mo 1.16%*
48 - 59 Mo 1.76%*
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*Rates listed represent our best rate and is based on credit history. Rates are subject to change. Contact Team One for details.

Home  >  Personal  >  Mortgages
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Team One Credit Union offers fixed rate mortgages with terms of 10, 15, 20 and 30 years. Rural Development mortgages are also available at Team One, as well as land loans. For information on the credit union's home equity products, please call to speak with one of our mortgage specialists.

Apply for a Mortgage NMLS Registration Mortgage Calculator

For a detailed quote on closing costs, click 'Apply for a Mortgage'. Next, choose 'Check Rates' and answer a few basic questions to receive a detailed estimation of the closing costs for your loan.

For more information on our Mortgages call (989) 754-6575.

View Home Equity and Vacant Land Terms & Rates

Current Mortgage Rates
Mortgage Rate APR
10 Year Fixed 3.625% Rate* 3.900% APR**
15 Year Fixed 3.625% Rate* 3.815% APR**
20 Year Fixed 4.000% Rate* 4.209% APR**
30 Year Fixed 4.125% Rate* 4.277% APR**

*Rate listed represents our best rate and is based on credit history. Other rates and terms available. Rates are subject to change. To determine your rate, please contact Team One.

**APR's are based on a $100,000 loan amount with an LTV of 80%.
NEW  Construction Loans

Building a new home? Apply for our new Team One Construction Loan!

•  Vacation and Primary Residence
•  6-12 month terms
•  Minimum 20% down*

*See Team One for details.

Team One Credit Union