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Team One Rates

Today's Rates
Auto APR
New 2.24%*
Used 2.24%*

10 yr. fixed 3.375%*
15 yr. fixed 3.500%*
30 yr. fixed 4.250%*

12 - 23 Mo .75%*
24 - 35 Mo .85%*
48 - 59 Mo 1.71%*
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*Rates listed represent our best rate and is based on credit history. Rates are subject to change. Contact Team One for details.

Home  >  Visa
SPECIAL OFFER Are your high-rate credit cards making you cringe? There's only one thing to do; switch to a Team One Credit Union Visa and Save! If you're paying more than 4.9% APR* on other credit or department store cards, transfer your higher rate balances to a Team One Visa and get 4.9% APR on those balances for life!

Save hundreds in interest payments with our low 4.9% APR rate on transferred balances until they're paid off and take the worry out of future purchases with rates as low as 8.9% APR**.

To Apply for a Balance Transfer, choose an option below:

I do NOT have a Team One Visa I have a Team One Visa

*4.9% APR is valid until the entire balance is paid in full and only applies for balances transferred from another financial institution. A balance transfer fee of $10 or 2% of each balance transferred, whichever is greater, will apply. If you are 60 days delinquent and receiving a promotional balance transfer rate, this rate may automatically revert to the originally disclosed balance transfer rate. APR for purchases will remain at the originally disclosed rate. See Team One for details.

**Rate listed represents our best rate and is based on credit history. Other rates and terms available. See Team One for details.
What has huge benefits but is small enough to fit in your wallet? A Team One Visa Platinum Credit Card, New Beginnings Visa Credit Card and Visa Debit Card. Click below to learn more about the benefits of each card.

Apply for a Visa Online Apply for a Visa Increase Online

Did you know you can apply for a VISA Credit Card and more in Online Banking? Just go to Submit a Loan Application in the Additional Tab to get started!

Designing your new card is easy

Design your new Visa Platinum to reflect your unique style and personality with a picture of your family, friends, pets, favorite vacation spot or select an image from our online image library. Choose the Visa with ScoreCard Bonus Points or without, either way you can't go wrong!

Visit Picture My Card and select the "Visa Platinum Card" or "Visa Debit Card" button and follow the directions. Picture My card supports pictures stored on Instagram, Facebook, Flickr, Picasa, Dropbox, and SkyDrive can also be personalized right from your smartphone using the FREE Team One PMC Iphone or Android Mobile App.

Click here to Apply and Personalize

Team One Credit Union