

Unlock the Value in Your Home with a Team One Credit Union Home Equity Loan.
Looking to fund a home renovation, consolidate debt, or cover major expenses? A Home Equity Loan or Home Equity Line of Credit (HELOC) from Team One Credit Union lets you tap into your home’s built-up value with confidence. Whether you need a lump sum for a big project or flexible access to funds over time, we have personalized lending options to fit your needs.
Why Choose Team One for Your Home Equity Loan?
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Low, Fixed Rates – Save with some of the most competitive rates in Michigan.
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Flexible Terms – Choose repayment terms that match your financial goals.
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No Hidden Fees – Transparent terms with no surprises.
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Local Expertise – Work with loan officers who understand your community and are committed to your success.
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Fast Approvals – Quick turnaround times to get your project started faster.
Choose the Right Option for You:
A flexible line of credit you can draw from as needed – perfect for ongoing expenses, unexpected repairs, or as a financial safety net.
Borrow a one-time lump sum at a fixed interest rate – ideal for planned expenses like home improvements, college tuition, or debt consolidation.
Q: How much can I borrow with a home equity loan or HELOC?
A: Loan amounts depend on your home’s equity and credit profile. Pre-qualification is quick and free.
Q: Is a home equity loan tax-deductible?
A: In many cases, the interest may be tax-deductible if used for home improvements. Consult a tax advisor for specific guidance.
Q: How do I apply?
A: Apply online 24/7 or connect with a local lending specialist at your nearest branch.
Smart Uses for Your Home Equity:
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Renovate your kitchen or bathroom
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Consolidate high-interest credit card debt
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Pay for education expenses
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Finance a wedding or major life event
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Cover medical costs or emergency expenses
Why Members Trust Team One
At Team One Credit Union, we’ve proudly served Michigan families since 1935. Our mission is to empower financial dreams anywhere—for all. When you borrow with us, you're not just getting a loan. You're partnering with a financial advocate who’s invested in your long-term success