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Save To Win

How Save To Win Works

It's easy to participate in Save To Win. Here’s what you need to do:
  • Call or stop into your nearest Team One Branch for more information on how to get started!
  • Open a 12-month Save To Win share certificate with at least $25. This is your first entry into that month's drawing as well as additional drawings throughout the year.
  • Make deposits into your share certificate each month. Every $25 you save, earns you an entry into the drawings, up to 100 prize entries per month.
  • Prizes ranging from $25 to $5,000 will be awarded monthly and quarterly.
  • See your credit union's official rules for prize eligibility, payout information and other drawing details.

Save To Win rate is 3.30  APY*.


When you Save To Win, you not only get a chance at winning $5,000 each quarter, but you walk away with the deposits you made over the year – plus interest.

A definite win-win situation!

 
Please Note: Effective July 1, 2025, we're updating our Save-to-Win CD program to better reflect its original purpose: helping you grow your savings gradually and consistently. 


We’re moving from a single interest rate to a tiered rate structure, offering higher rates on lower balances.

Save-to-Win is designed to help Members build savings gradually, with the flexibility to contribute anytime and a low early withdrawal fee.

This new structure empowers Members who are just beginning their savings journey, creating a foundation for long-term financial success by rewarding early savings milestones, while still offering the chance to win monthly and quarterly cash prizes with every $25 deposit.

Interest earned based on balance:

• $25 – $2,500: 3.30% APY*
• $2,500.01 – $7,500: 3.00% APY
• $7,500.01 – $10,000: 2.70% APY
• $10,000.01 and above: 0.05% APY

Prefer a Traditional CD?

If you’d prefer a fixed rate over a set term, you can transfer your balance to one of our standard Certificates.

These offer competitive rates and may be a better fit for more traditional savings goals.

 learn more


 

Prize Drawing Number of Winners per Drawing Prize Amounts per Drawing Total Annual Winners Total Annual Prizes
Monthly 157 $25.00 1884 $47,100.00

4 $100.00 48 $4,800.00

1 $1000.00 12 $12,000.00
Quarterly 5 $50.00 20 $1,000.00

13 $100.00 52 $5,200.00

8 $200.00 32 $6,400.00

8 $500.00 32 $16,000.00

7 $1000.00 28 $28,000.00

1 $2000.00 4 $8,000.00

1 $5000.00 4 $20,000.00
Monthly drawings take place the 14th of each month. Quarterly drawings are held the 14th of January, April, July and October.








*APR = Annual Percentage Rate.
^APY = Annual Percentage Yield.
Rates are subject to change at any time. See Team One for complete details.
 

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